credit scoring

Fin
a calculation done in the process of credit rating

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  • credit scoring — noun 1. The calculation of a person s credit rating by adding up points awarded according to the person s age, marital status, occupation, address, etc 2. A similar process used to calculate the creditworthiness of a business organization • • •… …   Useful english dictionary

  • Credit scoring — A statistical technique wherein several financial characteristics are combined to form a single score to represent a customer s creditworthiness. The New York Times Financial Glossary * * * credit scoring ˈcredit ˌscoring noun [uncountable]… …   Financial and business terms

  • credit scoring — A statistical technique that combines several financial characteristics to form a single score to represent a customer s creditworthiness. Bloomberg Financial Dictionary * * * credit scoring ˈcredit ˌscoring noun [uncountable] BANKING ECONOMICS… …   Financial and business terms

  • Credit Scoring — A statistical analysis performed by lenders and financial institutions to access a person s credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. A person s credit score is a… …   Investment dictionary

  • Credit scoring — Évaluation des risques clients Pour les articles homonymes, voir Évaluation et scoring. L’évaluation des risques clients (credit scoring en anglais) désigne un ensemble d´outils financiers d’aide à la décision utilisés pour évaluer… …   Wikipédia en Français

  • credit scoring —  Computerized method of rating a consumer’s credit worthiness based on income, past credit experience, and debt.  ► “Credit scoring attempts to quantify in a single number, the likelihood a potential borrower will repay his loan.” (Forbes, Dec.… …   American business jargon

  • credit scoring — / kredɪt ˌskɔ:rɪŋ/ noun a calculation made when assessing the creditworthiness of someone or something …   Marketing dictionary in english

  • credit scoring — / kredɪt ˌskɔ:rɪŋ/ noun a calculation made when assessing the creditworthiness of someone or something …   Dictionary of banking and finance

  • credit scoring system — A statistical system used to determine whether or not to grant credit by assigning numerical scores to various characteristics related to creditworthiness. American Banker Glossary …   Financial and business terms

  • Credit-Scoring-Verfahren — mathematisch statistisch fundiertes Verfahren zur ⇡ Kreditwürdigkeitsprüfung und Risikofrüherkennung im Kreditgeschäft; angewandt im Konsumenten und im Unternehmenskreditgeschäft. Es werden die Unterschiede zwischen guten und schlechten… …   Lexikon der Economics

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